Being a "Big Girl"

I am going to start this by saying I am not going to make excuses for any of the following information. As someone who is going to be 27yrs old in less than a week (EEEEKKKK!!!)... I need to take full responsibility for my actions and decisions...

I have never been one to keep a solid budget, or really save money... which is sad.  My mom tried to get me to budget at a very young age, but it was so restrictive (for fear I would grow up with the money issues she and my dad constantly fought over, even though we were in no way poor), I just shrugged it off as my money, my choices.  I was never out of control, but I did run into some issues with my credit when I moved out at 19, and learned valuable lessons.
When I got married, I let him handle all of the finances.  There were occasional late payments, checks that forgot to be sent, innocent stuff.  Enter the world of online banking... and we were always on track, and my credit was amazing when he filed for divorce.
Great credit and a single lady brought tons of credit offers, etc my way.  Again, I wasn't out of control, more so reckless.  But my bills were always paid, and I had plenty of income coming in, so no worries on my financial front :)
Enter the economy issues and losing my job in 2010.  I had no income coming in for 3mos... which meant bills were getting juggled, and there were a couple not getting paid.  When I finally did start getting a paycheck in, it was a huge relief, but there was def some damage done to my credit I am sure (how much so I do not know, as I have been too scared to really pull a report, and there has been no need to).  But I stayed diligent, made sure the money was always there, and while I didn't have a savings built up any longer, I did enroll in online statement, banking and most of my bills are automatically withdrew from my account so I don't forget to pay something by mistake.  That is the worst feeling, when you have the money, and just forget to pay something... I HATE that!
So why did I just spill my financial woes and stupidity out to all of blog-land???  Because today I sat down and reorganized my filing cabinet.  I alphabetized everything, made nice looking labels and folders for everything and I am pretty proud of myself.  Here is the kicker though... I have a stack of unopened mail on my cabinet for a very very long time.  Remember how I said everything was done online for the most part???  Well, some companies still send me paper stmts, even though I never need to open them.  I do open all of my current bills that are new (mostly medical bills from the dreaded January 2011 procedure), but Verizon, State Farm, etc... not so much.  I had a 401k newsletter from 2008 that I just opened today... oops!  I def could tell I was getting sleepy, and bc the mail was so old, there were times I was easily confused by dates, and started freaking out... good thing I thought to take a second look before I called the second company who had sent me something official, back in 2010... jeesh!!!!  :)
So moral of the story... from now on, I am opening and filing all mail...STAT.  Not collecting it for a year and giving myself a heart attack for no reason!
Anyone else lazy about opening mail, or am I the only dense one out there?